Welcome to Nugget - Digital Banking That Gets You.

Better rates, real flexibility, and everything you need—right in your pocket, 24/7.

Woman logging into Nugget.

Accounts That Actually Pull Their Weight

From everyday checking to high-earning savings, we offer flexible account options with competitive rates—so your money works harder just by sitting there.

Good habits start with the right accounts.

Low Rates for Life’s Big Moves

From buying a car to covering personal expenses, our auto and personal loans offer some of the lowest rates in the region—helping keep payments more manageable from day one.

Lower rates make room for what’s next.

Rewards That Feel Worth It

Choose from credit cards with low rates and built-in rewards—like money back, travel, and experiences—so you can spend with confidence and get something back.

The best rewards are the ones you’ll actually use.

Tools That Keep You Moving Forward

Track spending, build better habits, and monitor your credit score—all with tools designed to help you make progress without extra effort.

Because progress beats perfection.

Real Protection, Built In

Not all online financial services offer federal insurance. We do. Your deposits are protected by the NCUA up to $250,000.

Because your money matters.

NCUA logo

Your Money. Fully Unlocked.

Download the Nugget app to access your account information – It’s banking without boundaries. 

Image of the MoneyMap feature in Nugget.
Image of SavvyMoney in Nugget.
Screenshot of the early ACH feature in Nugget.
Image of the mobile check deposit in Nugget.

Meet Scout

Scout is your money sidekick—here to help you stay on top of your finances without the stress spiral. 

Look for Scout with tips and information to help for financial wellness journey. 

Nugget, a division of Bluestone Federal Credit Union. Designed for self-service customers looking to earn higher returns on savings, and pay lower rates on loans.