Rates, All in One Place
Finding the right rate shouldn’t take extra digging. Here you’ll find current rates for checking, savings, and loans—laid out clearly so you can compare options and choose what fits your goals.
Below, you’ll see tabs for each account or loan type. Open the tab that matches what you’re looking for to view requirements, and helpful details you’ll want to know before opening an account or applying.
Platinum & Gold GDA Accounts
QDA stands for Qualified Dividend Account. These accounts do not have minimum balance penalties, only perks. What does that mean? You’ll never pay a fee for not maintaining a set balance, instead you’re rewarded for the more money you have on deposit.
The first line shows the minimum balance to start earning interest. Once the minimum balance to earn interest is met you will earn the APY indicated on all funds in that account, based on how much you have on deposit in that account.
Additional transaction qualifications apply to these accounts in order to earn the interest rate shown, see details on gonugget.com/checking.
Savings & Checking
The below rate sheets offer the current rates for:
- Silver & Money Market Checking
- Diamond Money Market
- Ground & Pebble Savings
Scroll to the account type,and view the balance carried to find your applicable rates.
Loans
No model year restrictions on vehicles.
Rates shown are shortest term available and subject to credit approval.
Terms up to 84 months for cars and trucks and up to 180 months for recreational vehicles available.
Restrictions apply.
What Rates Do You Want To View?
Current Checking, Savings & Money Market Rates
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| PLATINUM CHK-QDA | 0.00% | $2500.00 | |
| PLATINUM CHK-QDA | 1.48% | $0.01 | |
| PLATINUM CHK-QDA | 1.61% | $50000.01 | |
| PLATINUM CHK-QDA | 1.84% | $100000.01 | |
| PLATINUM CHK-QDA | 2.24% | $250000.01 | |
| GOLD CHECKING-QDA | 0.00% | $1000.00 | |
| GOLD CHECKING-QDA | 0.97% | $0.01 | |
| GOLD CHECKING-QDA | 1.14% | $25000.01 | |
| GOLD CHECKING-QDA | 1.31% | $75000.01 | |
| GOLD CHECKING-QDA | 1.73% | $150000.01 | |
| SILVER CHECKING | 0.72% | $2500.00 | |
| SILVER CHECKING | 0.97% | $15000.01 | |
| SILVER CHECKING | 1.23% | $25000.01 | |
| DIAMOND MM SAVINGS | 3.00% | $2500.00 | |
| DIAMOND MM SAVINGS | 3.26% | $50000.01 | |
| DIAMOND MM SAVINGS | 3.52% | $100000.01 | |
| GROUND SAVINGS | 1.01% | $5.00 | |
| PEBBLE SAVINGS | 1.01% | $5.00 | |
| MONEY MARKET CHK | 0.75% | $5.00 |
Auto, Credit Card, and Personal Loan Rates
| Loan Type | Rates as low as | Terms & Information |
|---|---|---|
| GEM Visa Credit Card » | 9.50% | This card belongs in your wallet, mobile or physical! |
| PRIMO Visa Cedit Card » | 10.00% | That's right, this is truly the PRIMO one to get! |
| VISA Classic » | 10.50% | |
| Used Vehicle - 36 months » | 2.96% | We got the best loan rates for your used purchase! |
| Used Vehicle - 48 months » | 3.21% | |
| Used Vehicle - 60 Months » | 3.46% | |
| Used Vehicle - 72 months » | 3.71% | |
| New Vehicle - 48 months » | 3.21% | We got the best loan rates for your new purchase! |
| New Vehicle - 60 months » | 3.46% | |
| New Vehicle - 72 months » | 3.71% | |
| Recreational Vehicle - 48 mos » | 3.21% | We got the best loan rates for your Recreational Needs! |
| Recreational Vehicles - 60 mos » | 3.46% | |
| Recreational Vehicles - 72 mos » | 3.71% | |
| e-Cover Line of Credit » | 8.75% | Get yourself an e-Cover LOC and be Easily Covered! |
| Unsecured Personal - 36 months » | 6.96% | Your "signature" is worth a lot to us. Let us help you! |
| Unsecured Personal - 48 months » | 7.46% | |
| Unsecured Personal - 60 months » | 7.96% |
Certificate Lengths & Rates
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 9 MONTH CD | 1.22% | $500.00 |
| 18 MONTH CD | 1.47% | $500.00 |
| 27 MONTH CD | 1.72% | $500.00 |
| 36 MONTH CD | 1.98% | $500.00 |
| 45 MONTH CD | 2.23% | $500.00 |
| 54 MONTH CD | 2.49% | $500.00 |
| 63 MONTH CD | 2.74% | $500.00 |
Click here for Nugget Truth-In-Savings Disclosures
Percentages shown for Rates are the current Annual Percentage Rate (APR) based on the shortest loan term offered. Vehicle loan terms offered from 12-84 months; personal loan terms offered from 12-60 months; boat and RV loan terms offered from 12-180 months. Different loan types offer different loan terms and may require collateral and/or down payment. Not all applicants will qualify for rates shown or credit approval. All loans are subject to credit approval. Must be eligible for membership with Nugget, a division of Bluestone Federal Credit Union. Check eligibility here https://gonugget.com/nugget-eligibility/ Other loan requirements and stipulations may also be required. Additional fees and/or down payment may apply based on amount and type of loan.
Lender: Nugget, a division of Bluestone Federal Credit Union, PO Box 90907, Sioux Falls, SD 57109. 605-271-3883. Bluestone Federal Credit Union, 5010 S Solberg Ave, Sioux Falls, SD 57108.
Deposits insured by https://ncua.gov/