Rates

A note about our Platinum & Gold QDA accounts:

QDA stands for Qualified Dividend Account. These accounts do not have minimum balance penalties, only perks. What does that mean? You’ll never pay a fee for not maintaining a set balance, instead you’re rewarded for the more money you have on deposit. The first line shows the minimum balance to start earning interest. Once the minimum balance to earn interest is met you will earn the APY indicated on all funds in that account, based on how much you have on deposit in that account. Additional transaction qualifications apply to these accounts in order to earn the interest rate shown, see details on gonugget.com/checking/

Loans:

No model year restrictions on vehicles. Rates shown are best available and subject to qualification.

Silver & Money Market Checking, Diamond Money Market, Ground & Pebble Savings accounts:

Scroll to the type of account and balance carried to find your applicable rates.

Savings Rates - Effective Monday, March 17, 2025
APYMinimum
Deposit
Minimum
Balance
PLATINUM CHK-QDA0% $2500
PLATINUM CHK-QDA2.24% $0.01
PLATINUM CHK-QDA2.37% $50000.01
PLATINUM CHK-QDA2.6% $100000.01
PLATINUM CHK-QDA3.01% $250000.01
GOLD CHECKING-QDA0% $1000
GOLD CHECKING-QDA1.73% $0.01
GOLD CHECKING-QDA1.9% $25000.01
GOLD CHECKING-QDA2.07% $75000.01
GOLD CHECKING-QDA2.5% $150000.01
SILVER CHECKING1.48% $2500
SILVER CHECKING1.73% $15000.01
SILVER CHECKING1.99% $25000.01
DIAMOND MM SAVINGS3.66% $2500
DIAMOND MM SAVINGS3.92% $50000.01
DIAMOND MM SAVINGS4.18% $100000.01
GROUND SAVINGS1.01% $5
PEBBLE SAVINGS1.01% $5
MONEY MARKET CHK0.75% $5
Loan Rates - Effective Thursday, April 3, 2025
Loan TypeRates as low asTerms & Information
New Vehicle » 3.6% 72 M We got the best loan rates for your new purchase!
Used Vehicle » 3.6% 72 M We got the best loan rates for your used purchase!
Recreational Vehicle » 3.6% 72 M We got the best loan rates for your Recreational Needs!
GEM Visa Credit Card » 9.75% 12 M This card belongs in your wallet, mobile or physical!
PRIMO Visa Cedit Card » 10.25% 12 M That's right, this is truly the PRIMO one to get!
VISA Classic » 10.75% 60 M
e-Cover Line of Credit » 12% 12 M Get yourself an e-Cover LOC and be Easily Covered!
Unsecured Personal » 7.6% 36 M Your "signature" is worth a lot to us. Let us help you!
Certificate Rates - Effective Thursday, April 3, 2025
Certificate TermAPYMinimum Deposit
9 MONTH CD1.87%$500
18 MONTH CD2.12%$500
27 MONTH CD2.38%$500
36 MONTH CD2.63%$500
45 MONTH CD2.89%$500
54 MONTH CD3.15%$500
63 MONTH CD3.4%$500

Percentages shown for Rates are the current Annual Percentage Rate (APR) based on the shortest loan term offered. Vehicle loan terms offered from 12-84 months; personal loan terms offered from 12-60 months; boat and RV loan terms offered from 12-180 months. Different loan types offer different loan terms and may require collateral and/or down payment. Not all applicants will qualify for rates shown or credit approval. All loans are subject to credit approval. Must be eligible for membership with Nugget, a division of Bluestone Federal Credit Union. Check eligibility here https://gonugget.com/nugget-eligibility/ Other loan requirements and stipulations may also be required. Additional fees and/or down payment may apply based on amount and type of loan.  

Lender: Nugget, a division of Bluestone Federal Credit Union, PO Box 90907, Sioux Falls, SD 57109. 605-271-3883. Bluestone Federal Credit Union, 5010 S Solberg Ave, Sioux Falls, SD 57108.

Deposits insured by https://ncua.gov/