Credit Cards That Work for You
Credit cards can be a flexible way to handle everyday spending and bigger purchases. With a credit union credit card through Nugget, you’ll often find lower percentage rates than traditional banks*—helping you stay in control and keep more money in your pocket.
Why Our Credit Cards Make Sense
Industry-leading low rates to help keep interest costs down
No annual fee
No cash advance fee
Easy control in the mobile app:
View balances and transactions
Manage card controls
Set up account alerts & more
Built for everyday use:
Chip-enabled for added security and convenience
Works with Google Pay™, Apple Pay®, and Samsung Pay®
Get cash surcharge-free at MoneyPass® and CO-OP® ATMs nationwide
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Card Options
Nugget Visa Classic
- A great card for building and improving your credit, the Nugget Visa Classic keeps it simple
- Chip-enabled for added security and convenience
- Works with Google Pay™, Apple Pay®, and Samsung Pay®
- Get cash surcharge-free at MoneyPass® and CO-OP® ATMs nationwide
Primo Visa Chashback
- Earn 2% cash back on all your purchases!
- Chip-enabled for added security and convenience
- Works with Google Pay™, Apple Pay®, and Samsung Pay®
- Get cash surcharge-free at MoneyPass® and CO-OP® ATMs nationwide
Gem Visa Rewards
- Earn Perks with Nugget’s reward program!
- Redeem your Perks points for gift cards, merchandise, travel, experiences & more
- With Real Time Rewards, use your Perks points to pay for purchases at select stores
- Donate your Perks points to charity
- Learn more about rewards here.
- Chip-enabled for added security and convenience
- Works with Google Pay™, Apple Pay®, and Samsung Pay®
- Get cash surcharge-free at MoneyPass® and CO-OP® ATMs nationwide
Why Open a Money Market?
“A money market account helps you earn more while keeping your savings accessible. With higher balances unlocking higher earning potential, it’s a smart option when you want your money working a little harder without locking it away.”
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How Can a Nugget Credit Card Help You Save?
Everyday Help. Built In.
From simple tools to time-saving features, our convenience services are designed to make managing your money easier—so everyday tasks take less effort.
Automatic Payments
Mobile Pay
Account Alerts
Card Management
Click here for Nugget Truth-In-Savings Disclosures
Percentages shown for Rates are the current Annual Percentage Rate (APR) based on the shortest loan term offered. Vehicle loan terms offered from 12-84 months; personal loan terms offered from 12-60 months; boat and RV loan terms offered from 12-180 months. Different loan types offer different loan terms and may require collateral and/or down payment. Not all applicants will qualify for rates shown or credit approval. All loans are subject to credit approval. Must be eligible for membership with Nugget, a division of Bluestone Federal Credit Union. Check eligibility here https://gonugget.com/nugget-eligibility/ Other loan requirements and stipulations may also be required. Additional fees and/or down payment may apply based on amount and type of loan.
Lender: Nugget, a division of Bluestone Federal Credit Union, PO Box 90907, Sioux Falls, SD 57109. 605-271-3883. Bluestone Federal Credit Union, 5010 S Solberg Ave, Sioux Falls, SD 57108.
Deposits insured by https://ncua.gov/. Credit card products are not federally insured by NCUA.