Checking

Nugget Checking

Ready to earn serious interest on your checking account? Check out the types of checking accounts we offer then click over to View Rates to see what you could be earning.

VIEW RATES

OPEN AN ACCOUNT

CHECK ELIGIBILITY

Types of Checking Accounts

Money Market

$5.00 min balance to earn interest

Silver

$2,500 min balance to earn interest
Tiers
- $2,500 – $15,000
- $15,000.01 – $25,000
- $25,000.01 & over

Gold

$1,000 min balance to earn interest
Tiers
- $1000 – $25,000
- $25,000.01 – $75,000
- $75,000.01 – $150,000
- $150,000.01 & over
Additional Qualifications
- Enrolled in eStatements
- Enrolled in Bill Pay with minimum of 1 Paymentus payment
- Minimum of 3 ACH transactions (debit or credit)
- Minimum of 6 ATM/ Debit card transactions

Platinum

$2,500 min balance to earn interest
Tiers
- $2,500 – $50,000
- $50,000.01 – $100,000
- $100,000.01 – $250,000
- $250,000.01 & over
Additional Qualifications
- Enrolled in eStatements
- Enrolled in Bill Pay with minimum of 6 Paymentus payments
- Minimum of 3 ACH transactions (debit or credit)
- Minimum of 4 credit card transactions (debit only)

The Basics

Cash a Check

Use our app to deposit your check remotely and your funds will be available to withdraw from any in-network ATM or ITM. Some accounts and some checks will be subject to holds to verify funds.

Write a Check

Landlords, school booster squads, some folks still prefer paper checks. So we have options: Bill Pay or personal checks. For regular bills, like rent, Bill Pay can automate sending payments. To order personal checks, call customer service at 605-271-3883.

Click for Nugget Truth-In-Savings Disclosures

Convenience Services

Early Deposit

Account Alerts

Direct Deposit

Save a trip! Call 605-271-3883

to get setup.

Card Security

Nugget Visa Debit

Use your Nugget Visa debit card anywhere Visa is accepted or get cash from your local ATM. Nugget is part of the CoOp and MoneyPass ATM networks.

MoneyPass ATM Locator

CoOp ATM Locator