Nugget Checking
Ready to earn serious interest on your checking account? Check out the types of checking accounts we offer then click over to View Rates to see what you could be earning.
Types of Checking Accounts
Money Market
- $5.00 min balance to earn interest
Silver
- $2,500 min balance to earn interest
- Tiers
- $2,500 – $15,000
- $15,000.01 – $25,000
- $25,000.01 & over
Gold
- $1,000 min balance to earn interest
- Tiers
- $1000 – $25,000
- $25,000.01 – $75,000
- $75,000.01 – $150,000
- $150,000.01 & over
- Additional Qualifications
- Enrolled in eStatements
- Enrolled in Bill Pay with minimum of 1 Paymentus payment
- Minimum of 3 ACH transactions (debit or credit)
- Minimum of 6 ATM/ Debit card transactions
Platinum
- $2,500 min balance to earn interest
- Tiers
- $2,500 – $50,000
- $50,000.01 – $100,000
- $100,000.01 – $250,000
- $250,000.01 & over
- Additional Qualifications
- Enrolled in eStatements
- Enrolled in Bill Pay with minimum of 6 Paymentus payments
- Minimum of 3 ACH transactions (debit or credit)
- Minimum of 4 credit card transactions (debit only)
The Basics
Cash a Check
Use our app to deposit your check remotely and your funds will be available to withdraw from any in-network ATM or ITM. Some accounts and some checks will be subject to holds to verify funds.
Write a Check
Landlords, school booster squads, some folks still prefer paper checks. So we have options: Bill Pay or personal checks. For regular bills, like rent, Bill Pay can automate sending payments. To order personal checks, call customer service at 605-271-3883.
Convenience Services
Early Deposit
Account Alerts
Direct Deposit
Save a trip! Call 605-271-3883
to get setup.
Card Security
Nugget Visa Debit
Use your Nugget Visa debit card anywhere Visa is accepted or get cash from your local ATM. Nugget is part of the CoOp and MoneyPass ATM networks.
