Loans That Keep Life Moving
Life doesn’t always wait—and your financing shouldn’t slow you down. Our auto, personal, and overdraft protection options are designed to help you cover big purchases, everyday needs, and the unexpected, all with competitive rates and straightforward terms.
Want to estimate an auto loan payment? Check out our calculator below!
“Loans are tools—not setbacks. When used thoughtfully, they can help you move forward, stay flexible, and avoid higher-cost options that make things harder down the road.”
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Loans That Fit Your Life
Auto Loans
Flexible financing for whatever you drive
No model year restrictions
New or used vehicles qualify for the same great rates
RV loans available at the same rates as auto loans
Whether you’re buying new, used, or upgrading to an RV, our auto loans are built to give you options without extra rules.
Personal Loans
Simple solutions for real-life expenses
Consolidate high-interest credit into one low, fixed rate
Cover emergency expenses for less than most credit cards
Personal loans help you take control when costs add up—without variable rates or surprises.
Overdraft Protection
A little backup when you need it most
Acts as a safety net for your checking account
Helps cover transactions when your balance comes up short
Overdraft protection helps prevent declined purchases and gives you peace of mind when timing doesn’t line up perfectly.
Need to Confirm Your Insurance Coverage?
“Part of the loan process includes confirming insurance coverage. It’s a simple step that helps protect your purchase and gives you added peace of mind.”
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Estimate Your Auto Loan Payment
Plug in a few details to get a quick estimate and see how different loan amounts or terms could affect your monthly payment.
Everyday Help. Built In.
From simple tools to time-saving features, our convenience services are designed to make managing your money easier—so everyday tasks take less effort.
Automatic Payments
Account Alerts
Text Banking
Click here for Nugget Truth-In-Savings Disclosures
Percentages shown for Rates are the current Annual Percentage Rate (APR) based on the shortest loan term offered. Vehicle loan terms offered from 12-84 months; personal loan terms offered from 12-60 months; boat and RV loan terms offered from 12-180 months. Different loan types offer different loan terms and may require collateral and/or down payment. Not all applicants will qualify for rates shown or credit approval. All loans are subject to credit approval. Must be eligible for membership with Nugget, a division of Bluestone Federal Credit Union. Check eligibility here https://gonugget.com/nugget-eligibility/ Other loan requirements and stipulations may also be required. Additional fees and/or down payment may apply based on amount and type of loan.
Lender: Nugget, a division of Bluestone Federal Credit Union, PO Box 90907, Sioux Falls, SD 57109. 605-271-3883. Bluestone Federal Credit Union, 5010 S Solberg Ave, Sioux Falls, SD 57108.
Deposits insured by https://ncua.gov/. Credit card products are not federally insured by NCUA.