What does Nugget, a division of Bluestone Federal Credit Union do with your personal information?
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- account balances and payment history
- credit history and credit scores
HOW?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Nugget, a division of Bluestone Federal Credit Union chooses
to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Nugget, a division of BluestoneFCU share? | Can you limit this sharing? |
| For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes-to offer our products and services to you | Yes | Yes |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | No, we do not share. |
| For our affiliates’ everyday business purposes-information about your creditworthiness | No | No, we do not share. |
| For our affiliates to market to you | Yes | Yes |
| For our nonaffiliates to market to you | No | No, we do not share. |
TO LIMIT OUR SHARING
- Call (605) 271-3883 – our menu will prompt you through your choice(s) or
- Visit us online: www.gonugget.com
Please note:
If you are a new member, we can begin sharing your information 1 day from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
QUESTIONS?
Call (605) 271-3883 or go to www.gonugget.com
WHO WE ARE
Who is providing this notice? Nugget, a division of Bluestone Federal Credit Union
WHAT WE DO
How does Nugget, a division of Bluestone Federal Credit Union protect my personal information?
- To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Nugget, a division of Bluestone Federal Credit Union collect my personal information?
- We collect your personal information, for example, when you
- – open an account or deposit money
- – pay your bills or apply for a loan
- – use your credit or debit card
- OR
We also collect your personal information from other, such as credit
bureaus, affiliates, or other companies
Why can’t I limit all sharing?
- Federal law gives you the right to limit only
- – sharing for affiliates’ everyday business purposes-information
about your creditworthiness - – affiliates from using your information to market to you
- – sharing for nonaffiliates to market to you
- – sharing for affiliates’ everyday business purposes-information
- State laws and individual companies may give you additional
rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
- Your choices will apply to everyone on your account.
DEFINITIONS
Affiliates
- Companies related by common ownership or control. They can be financial and nonfinancial companies.
- – Dakota Financial Services, Inc.
- – CU Mortgage Direct, LLC
- – CUIT Solutions, LLC
Nonaffiliates
- Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- – Nugget, a division of Bluestone Federal Credit Union does not share with nonaffiliates so they can market to you
Joint Marketing
- A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- – Nugget, a division of Bluestone Federal Credit Union has joint marketing agreements with Cuna Mutual and Securian Financial.